Advice on making a Mutual Fund Investment

After knowing everything from upstream to downstream, first prepare a saving plan and the allocation of funds for saving that we want to do so that your investment process occurs because of a good plan. Because, a human will do things that have a strong reason. Without a good reason, discipline will not be realized, if discipline is not realized the plan will not work.

Getting rich is neither a goal nor the only goal in writing this article, so actually mutual funds are not just a vehicle to get rich. There are many more goals in life that can be achieved from investing in mutual funds. We can also achieve education plans to retirement plans through mutual funds. The essence of investing is to make a better life, however, what we need to underline is that mutual funds are not super sonic vehicles that can take us to our destination in a very short time under 1 year. Mutual funds are a medium to long term plan. Plan things out as far as possible so that mutual funds can help you achieve them.

Mutual funds do not flower, but bear fruit. Although I don't know for sure, as far as I know. Fruiting takes a long time. Fruits always fall from tree branches to the ground due to the gravitational force of the earth. Never assume that a mutual fund has a fixed rate of interest at all times. Fluctuations in the market affect the results. There are laws that are still absolute today, such as the Earth's gravitational force in investing, that we need to remember. High Risk, High Return and don't put your eggs in one basket. The greater the risk, the greater the result. Be careful and diversify or spread investments so that they can support and back up each other.


The mutual fund strategy chapter is a chapter that I created based on my experience and desire to reduce risk to volatile markets, even though there are strategies that are not commonly used by others. I have tried to simulate this strategy and apply it to my personal portfolio. Hopefully this strategy can be re-examined by others for its effectiveness. But for those of you who read this book and find this strategy a hassle, you can just use dollar cost averaging and lump sum to start investing in mutual funds. For those who are trying to use swing subscription averaging, understand the basic terms well and do it with discipline in all of these buying strategies.

Congratulations on investing, hopefully all the goals in our lives can be achieved according to the plan. Without a plan means that we prepare ourselves to fail.